Financial Education · Protection · Retirement
Helping families build a more confident financial future.
Most of us were never taught how money really works. CTC Financial exists to change that — with education first, honest guidance, and a clear plan. No pressure. No jargon. No pitch.
Next workshop: This Tuesday at 7:00 PM EST · Starts in 18 hours
Marine Corps Veteran
Service-first values
Licensed Broker
Education driven
Family Focused
Real-life planning
Faith Driven
Integrity in everything
How We Help
Clarity for every season of your money
Life & Family Protection
Term and permanent coverage explained in plain English — so your family is protected if life happens.
Retirement & Wealth Strategy
Tax-advantaged growth strategies designed to build income you can't outlive, without unnecessary market risk.
Debt Settlement Solutions
A clear referral path for families who need breathing room from overwhelming debt — judgment-free.
Financial Education
Free workshops, tools, and a 30-day guide that teach how money actually works — the stuff nobody taught us.
Free Live Workshop · About 1 Hour · Live Q&A
What if the money you work so hard for could finally start working for you?
The 3 Ways Money Grows. The 4 Homes of Money. Our Crusade. Taught live, in plain English, with room for your questions.
This Tuesday at 7:00 PM EST· Starts in 18 hours
Career Opportunity
Build a purpose-driven business helping families
Flexible, mentorship-backed, and built on education. If you've ever wondered about a career in financial services, let's talk.
Meet Michael
Michael Gerhart
Licensed Insurance Broker & Retirement Specialist · Debt Settlement Referral Partner
Michael is a Marine Corps veteran, husband, and father who believes financial education shouldn't feel intimidating. He teaches because most families were never given this information — not in school, not at work, sometimes not even at home. His workshops and conversations make money concepts simple, create space for real questions, and help everyday families become more confident about their future.
Start the Conversation
Tell Michael what matters to you
One simple form. Michael reaches out personally — and you'll start receiving his free 30-day financial education series right away.